These Terms and Conditions ("Terms") govern your participation in the Partial Payment Program ("Program") offered by NarcissismExposed.com ("we," "our," or "us"). By applying for and participating in the Program, you acknowledge that you have read, understood, and agree to be bound by these Terms.
2. Program Eligibility
2.1 The Program is available to individuals seeking support for recovery from narcissistic abuse who are unable to pay the full fee for our services in a single payment.
2.2 To be eligible for the Program, applicants must provide proof of income. Acceptable documentation includes:
- Recent pay stubs (within the last 60 days)
- Tax returns from the most recent tax year
- Bank statements showing regular income deposits
- Government assistance documentation
- Letter from employer verifying employment and income
- Other official documentation that verifies current income status
2.3 Eligibility for the Program is determined based on the income verification provided during the initial consultation. We will assess each application based on the individual's income level in relation to the cost of services.
2.4 Approval for the Program is at our sole discretion based on the verified income documentation. We may deny participation in the Program if the provided income documentation does not demonstrate financial need.
2.5 You must be at least 18 years of age and legally capable of entering into binding contracts to participate in the Program.
3. Payment Terms
3.1 Weekly Payment Option
- Payments will be due every seven (7) days from the date of your initial payment.
- The total amount will be divided into equal weekly installments as agreed upon during your consultation.
- The number of weekly installments will be specified in your Partial Payment Agreement.
3.2 Monthly Payment Option
- Payments will be due on the same date each month as your initial payment.
- The total amount will be divided into equal monthly installments as agreed upon during your consultation.
- The number of monthly installments will be specified in your Partial Payment Agreement.
3.3 A Partial Payment Agreement will be provided to you, outlining the specific payment schedule, amounts, and duration.
3.4 No interest will be charged on the installment payments. However, we may charge a modest administrative fee that will be clearly disclosed before you enroll in the Program.
3.5 We accept payment via credit card, debit card, PayPal, or bank transfer. Cash payments are not accepted for the Program.
3.6 You authorize us to automatically charge your payment method according to the schedule outlined in your Partial Payment Agreement.
4. Service Access
4.1 You will receive immediate access to the agreed-upon services upon making your first payment and accepting these Terms.
4.2 Continued access to services is contingent upon maintaining your payment schedule as outlined in your Partial Payment Agreement.
4.3 Certain premium features or resources may be unlocked progressively as payments are made, as specified in your Partial Payment Agreement.
5. Missed Payments
5.1 If you miss a scheduled payment, we will attempt to contact you via email and/or phone to resolve the issue.
5.2 After a missed payment, you will have a grace period of three (3) days for weekly payments or seven (7) days for monthly payments to make the payment before your account is considered delinquent.
5.3 If your account becomes delinquent, we reserve the right to temporarily suspend your access to services until the payment is made.
5.4 If your account remains delinquent for more than thirty (30) days, we reserve the right to terminate your participation in the Program and may require immediate payment of the remaining balance to restore access to services.
5.5 Repeated missed payments may result in ineligibility for future participation in the Program.
6. Cancellation and Refunds
6.1 You may cancel your participation in the Program at any time by contacting our support team at support@narcissismexposed.com.
6.2 Upon cancellation, you will lose access to the services provided under the Program unless you have paid the full amount due at the time of cancellation.
6.3 Partial refunds may be issued at our discretion and will be calculated based on the services already rendered and the payments already made.
6.4 No refunds will be provided for services already delivered or resources already accessed.
6.5 If you have engaged with less than 25% of the program content at the time of cancellation, you may be eligible for a partial refund as determined on a case-by-case basis.
7. Modification of Payment Schedule
7.1 If you experience further financial hardship during your participation in the Program, you may request a modification to your payment schedule by contacting our support team.
7.2 Modifications to payment schedules are granted at our sole discretion and may require documentation of changed financial circumstances.
7.3 A maximum of two (2) modifications to your payment schedule is permitted during the term of your Partial Payment Agreement.
8. Confidentiality
8.1 All information regarding your financial situation and payment arrangements will be kept strictly confidential and will not be shared with other program participants.
8.2 Your financial information will only be used for the purposes of administering the Program and will be handled in accordance with our Privacy Policy.
9. Program Modifications
9.1 We reserve the right to modify the Program, including eligibility requirements, payment options, and these Terms at any time.
9.2 Any modifications to the Program will not affect existing Partial Payment Agreements unless required by law.
9.3 We will provide notice of any material changes to the Program via email and/or by posting on our website.
10. Termination
10.1 We reserve the right to terminate your participation in the Program for any violation of these Terms or for any abuse of the Program.
10.2 Upon termination for violation of Terms, the full remaining balance may become immediately due.
11. Communication
11.1 By participating in the Program, you agree to receive communications from us regarding your payment schedule, missed payments, and other Program-related matters.
11.2 All notices will be sent to the email address you provided during registration. It is your responsibility to ensure that your contact information remains current.
12. Dispute Resolution
12.1 Any disputes arising from your participation in the Program shall first be addressed through direct communication with our support team.
12.2 If the dispute cannot be resolved directly, it shall be resolved through mediation or arbitration in accordance with the laws of [Jurisdiction].
12.3 You agree that any claim arising from these Terms must be filed within one (1) year after such claim arose.
13. Limitation of Liability
13.1 Our liability under these Terms is limited to the amount you have paid under the Program.
13.2 We are not liable for any indirect, consequential, or incidental damages arising from your participation in the Program.
14. Severability
14.1 If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
15. Entire Agreement
15.1 These Terms, together with your Partial Payment Agreement, constitute the entire agreement between you and us regarding your participation in the Program.
16. Contact Information
If you have any questions about these Terms or the Program, please contact us.